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| Account Reconciliation |
Deposit $20 | Per hour $10 |
| Automatic transfer to cover overdrafts (only six per month allowed by Regulation D) |
$5 |
| Balance inquiry (without transaction) |
$1 |
| Charge-back or returned check |
$5 |
| Courtesy Pay fee (per item) |
$22.50 |
| E-Bill Payment Investigation Fee |
$20 |
| Incoming/Outgoing wire |
$10 |
| International incoming/outgoing wire |
$32.00 |
| NSF Fee |
$22.50 |
| Re-open Account |
$10 |
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Per hour $10 |
| Stop payment |
$15 |
| Verification of deposit |
$10 |
| Fees are associated with early withdrawal from Certificate of Deposit accounts |
| **Anyone who has signed up for bill pay but does not initiate a payment for any 3 month period, a monthly service charge of $5.95 applies. When the service is being used, no fee applies. |
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