Regular Shares
IRAs
- We offer traditional, roth, and educational savings
Share Certificates:
- Available in 3 month, 6 month, 1 year, 18 month, 2 year, 30 month, and 3 year terms.
- See rate schedule for current offerings.
Share Draft (Checking) Types:
| Monthly Service Charge |
None |
$3 if balance below $400* |
None |
| Minimum Balance* |
None |
$400 to avoid service charge |
None |
| Check Writing |
Unlimited |
Unlimited |
Unlimited |
| Transaction Limits |
None |
None |
None |
| Visa Debit Card |
Free |
Free |
Free |
| Check Card Purchases |
Unlimited |
Unlimited |
Unlimited |
| ATM Withdrawals** |
10 Free |
10 Free |
10 Free |
| Audio Response |
Free |
Free |
Free |
| On Line Access |
Free |
Free |
Free |
| E Statements |
Free |
Free |
Free |
| On-Line Bill Pay |
Free^ |
Free^ |
Free^ |
| Money Orders |
$1 |
Free |
Free |
| Wires |
$10 |
$10 |
$10 |
| Teller Checks (to a 3rd party) |
$1 |
$1 |
Free |
| Box Checks*** |
1st box free |
1st box free |
2 boxes free in a 12 month period |
| Courtesy Pay**** |
$500 |
$500 |
$500 |
| Minimum to Open |
$25 |
$25 |
$25 |
| Overdraft from Shares |
Yes |
Yes |
Yes |
| *Minimum balance based on average daily balance. |
| **10 ATM withdrawals include checking and savings accounts. |
| ***Box of checks must be credit union logo only. 50% off of other designs. |
| ****Courtesy Pay is available 30 days after opening share draft account and includes a $22.50 fee for each item paid. |
| ^A monthly fee applies if no payments have been initiated on bill pay for 3 months. |
| View our fee schedule for more information on fees for all accounts. This summary is presented for comparison purposes only. |
| |
Club Accounts:
| Christmas Club |
Pays in October |
| Vacation Club |
Pays in May |
| Fees are associated with early withdrawal from club accounts |
Loan Types:
- New & Used Auto Loans
- Signature (Personal) Loans
- Share Secured Loans
- Share Secured Mastercards
- Unsecured Mastercards (see the Notices section for our credit card disclosure)
- Loans for Purchase of Household Goods
- Recreational Loans (including RVs, motorcycles, boats, ATVs, etc.)
- First Mortgages through Third Party
- Home Equity Loans
