Switch to Encentus FCU Today!!

Envaded by encreases in your banking fees?  Enitiate a change and make the engenious decision to see what enfinite possibilities Encentus FCU can offer you!  Use our step by step instructions, and you'll enjoy the benefits of being an Encentus family member!

Step 1)   TO SWITCH LIST:  a list to help you get organized and make sure all your financial stuff gets switched.  Remember to leave enough in your old account to clear outstanding checks and withdrawals.  Then, stop using that old account.  Destroy ununsed checks and old ATM / debit cards.  Are you a member of Encentus yet?  If not, join the credit union by completing the Membership Application on our website (located under About Us / Join Us) or complete this paper form and return it to us.

Step 2)  AUTHORIZATION TO CHANGE DIRECT DEPOSIT:  complete this form and give it to your payroll office.  If you receive a government benefit, such as social security or VA payments, complete this GOVERNMENT BENEFITS FORM and forward to the appropriate agency or return to Encentus FCU.  If you would like to have your deposit split between savings, checkings, loans, and even your kids' accounts, click here for our Payroll Distribution Form.  Send the distribution form to Encentus.  If you work at St. John or one of their subsidiaries, click here for for the St. John Payroll Form.  Please note that all St. John deposits are made to your Encentus savings account so a distribution form will likely be necessary, as well.  Send both of these forms to Encentus, and we will get them to your St. John Human Resources Department.

Step 3)  AUTHORIZATION TO CHANGE AUTOMATIC WITHDRAWAL:  complete this form to move these withdrawals to your Encentus account.  Consider cancelling the automatic withdrawal altogether and using our free bill pay service instead.  Bill pay provides reminders, suggestions for bills you may have forgotten to pay, and is easy to use!  Best of all, putting all your bills in one place makes budgeting easier!  Join our bill pay service by clicking on the Bill Pay tab after you've logged into online banking.

Step 4)  AUTHORIZATION TO CLOSE ACCOUNT:  complete this form after all your outstanding items have cleared your old accounts.  Be sure to shred old checks and destroy ATM / debit cards.

Step 5)  Double check your "To Switch List" to make sure you've done everything needed to get switched.  You may even want to go over a month or two of history from your old checking account to make sure you didn't forget anything.  Review Step 5 on the "To Switch List" for other Encentus services to consider!

Step 6)  WELCOME TO ENCENTUS FCU!!!  We can't wait to serve you!