Hey. We’ve all been there. An unexpected bill pops up, your tire goes flat, or maybe you just didn’t get that many hours at work. Whatever the reason, the paycheck just isn’t going to stretch until next payday. When that happens, we’ve got you covered with Courtesy Pay. After your account has been open and positive for 30 days, each share draft account (excluding Epic Youth Accounts) comes with $500 in overdraft protection for checks and ACH transactions. If you want us to cover debit card purchases with Courtesy Pay, you’ll have to opt in with our special form.