Fee Schedule

Effective April 1, 2015

The following fees may be assessed against your account and the following limitations, if any, apply to your account:

Account activity printout, reprint of statement $2.00 per statement period
Account balancing assistance ($20 deposit required) $10 per hour / minimum one hour
Account closed within 60 days of opening $5.00
Account research ($20 deposit required) $10 per hour / minimum one hour
ATM balance inquiry $1 per inquiry
ATM card or Visa® Debit Card $5.00 for each replacement card
ATM withdrawals (10 free per month) $1.00 for each additional withdrawal
Automatic transfer of funds from a Share Savings account to a Share Draft Account (fee charged to Draft account with a limit of 6 per month) $5.00
Balance inquiry by telephone $1.00
Collection item (incoming) $10.00 or half of draft, whichever is less
Counter draft payable to 3rd party $1.00
Copy of draft $2.00 per draft
Courtesy pay fee (per item) $22.50
Deposited checks (and other items) returned unpaid (excluding International deposits—see later in fee schedule) $5.00
Dormant fee
An account is considered dormant if for 24 months, no withdrawal or deposits, other than credited dividends, have been made to the account and your account statements have been returned for an incorrect address.
Draft printing Depends on style and quantity ordered
International check deposit Minimum of $35—based on fees incurred
International check deposit return fee Minimum of $35—based on fees incurred
Membership entrance fee $1.00
Money order $1.00
Nonsufficient funds (each)
Transactions for which an overdraft fee may be imposed are those by made by any of the following means: share draft, in-person withdrawal, ATM withdrawal, or other electronic means.
Photocopy $2.00 per page
Reopening fee $10.00
Returned mail $0.50
Stop payments (each) $15
Wire transfer
Incoming $10
Outgoing $10
International (incoming and outgoing) $32

The following fees are related to specific share types as indicated:

An excessive withdrawal fee of $1.00 will be charged to your Regular Shares for each withdrawal in excess of three during a month from that account.

An early withdrawal fee of $2.00 per withdrawal will be charged to your Club Account for each withdrawal outside of the grace period (generally 30 days after the payout date for each club type). This fee will not be imposed if the account is closed within 7 days of opening.