Loans

If you need a loan, we probably have the perfect one for you!  Want a new car?  A used boat?  Home improvements?  Maybe just an emergency line of credit?  At Encentus, we have a loan for just about anything you need!  If what you are looking for isn’t listed here, call our loan department at 918-430-3500 option 5, to see if we can help you!

Our loan rates are based on the type of loan you want, how long you want it, and your credit score.  The higher your credit score, the lower your rate.  If you are worried your credit score is too low, don’t be too hard on yourself.  We will consider your individual circumstances and your history with us when making our decision.  And if we can’t make you a loan, we will outline steps for you to take to help you qualify for the loan next time.

Apply for a Loan   View Rates